Capital Markets
CM Compliance Vault™
Every regulated communication, proven.
Cryptographic proof of surveillance capture, review, and retention for every regulated communication — voice, chat, email, FIX order messages — across MiFID II Art 16, FINRA Rule 3110, and SEC Rule 17a-4. Every captured item is Ed25519-signed at ingestion, hash-chained, RFC 3161 timestamped, and surfaced in a CCO dashboard.
The pain
Regulators don't subpoena "most records." They name six traders, four dates, and three Bloomberg chat threads — then count how long it takes you to produce them, and whether the production is complete. Right now your surveillance team is reconstructing that answer from three systems that don't talk to each other.
The solution
CM Compliance Vault captures every regulated communication — voice, chat, email, FIX order message — at the boundary, signs it within 500ms, chains it into an immutable log, and RFC 3161 timestamps it. When the examination letter arrives, the CCO runs a single query and downloads a signed attestation bundle.
How it works
4-step flow from intake to audit.
- Step 1
Capture and sign
Every inbound communication is signed Ed25519 at the boundary within 500ms — before any routing or archive step.
- Step 2
Chain and timestamp
Each signed item is appended to the immutable hash chain and RFC 3161 timestamped — backdating is cryptographically impossible.
- Step 3
CCO query
Search by trader, date, channel, or instrument. Results include every signed item in the requested scope.
- Step 4
Examiner export
One-click bundle: signed attestation certificate + per-item proofs. Regulators verify offline without contacting your servers.
What’s included
Contract surface and the engineering you don’t have to build.
- Up to 500,000 signed communications / day
- CCO dashboard with cross-channel search
- Examiner API — read-only, scoped by examination ID
- MiFID II (5y), FINRA (6y), SEC 17a-4 (3–6y) retention calendars
- RFC 3161 timestamp per item from the GI TSA pool
- 99.99% availability under signed SLO
Legal basis
The regulations this product is built to satisfy. Each obligation maps to a signed contract event you can hand a regulator.
- MiFID II Article 16 — Organisational Requirements
- Investment firms must retain all regulated communications for 5 years, retrievable on demand.
- FINRA Rule 3110 — Supervision
- Members must establish and maintain a system reasonably designed to achieve compliance with applicable rules.
- SEC Rule 17a-4 — Records to Be Preserved
- Broker-dealers must preserve records in a non-rewritable, non-erasable format with immediate access.
- FCA COBS 11.8 — Telephone Recording
- Firms must record telephone calls relating to client orders and keep recordings for 5 years.
Get access
USD 20,833/month ($250,000/year) for institutional deployment. Annual pre-pay saves two months. Enterprise tier for multi-entity, multi-jurisdiction deployments.
Need a multi-site federation, a custom export schema, or a regulated-deployment partner? Email yonathan@growing-intelligence.com.
Ready to get started?
Contact us to scope CM Compliance Vault™ for your organization.